Enroll in EFT or update your bank account
These are sequential, each one depends on the last:- Confirm you have an active NPI.
- Create an account in the CMS Identity & Access Management System (I&A) using “Create Account Now” on the login page.
- Log in to internet-based PECOS at https://pecos.cms.hhs.gov with your I&A credentials.
- Start a new enrollment or select your existing record to change/reactivate, then complete the EFT (CMS-588) section with your bank details.
- Upload a voided check or bank letter, e-sign, and submit. Each user must use their own ID and password.
If you are switching banks
Re-run the enrollment above with the new account details. Until the change is confirmed, payments continue to the old account, keep it open and sweep the balance until deposits from Medicare (PECOS online enrollment) appear in the new account. See Switch banks without missing a payer deposit for the full cutover checklist, and EFT reassociation for how to keep matching ERAs to deposits during the transition.Related
- Enroll in EFT and ERA, the general playbook
- Payer EFT/ERA enrollment directory, every payer we track